Privacy and Communications Policy
This Privacy and Communications Policy ("Policy") is effective as of March 28, 2024.
RINGVO INC is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information.
This Policy sets forth how RINGVO INC, a North Carolina Corporation ("we" or "us"), collects and uses the information you provide to us and certain other information that we automatically collect through your access and use of Ringvo.com ("Website"), which we operate. YOU ACKNOWLEDGE AND AGREE THAT BY USING ANY PORTION OF THIS WEBSITE OR ANY SERVICES OFFERED ON THIS WEBSITE, OR ANY MOBILE APPLICATION WE OFFER, SUCH USE SHALL INDICATE THAT YOU HAVE READ, UNDERSTAND AND THAT YOU AGREE TO OUR COLLECTION AND USE OF THE INFORMATION PROVIDED BY YOU OR AUTOMATICALLY COLLECTED BY US, AS SET FORTH IN THIS POLICY.
Contact Us
If you have any general questions or concerns about this Policy, you may contact us by sending an email with your questions, comments, or concerns to admin@ringvo.com.
MODIFICATIONS TO THIS POLICY
We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting to the Ringvo.com website.
HOW WE COLLECT PERSONAL INFORMATION
There are a variety of ways in which you may submit certain personal information (personally identifiable information) on this Website. We collect the following specific items of personal information (collectively "Identity Information") that you submit through your use of this Website: your first and last name, your physical address, your phone number, your online contact information, photographs, videos, or audio files containing your image or voice and your email address.
We may ask our visitors for their email addresses and sometimes for their first and last names to provide any newsletters or other materials they have signed up to receive through this Website, from time to time. When you provide this information to us, we collect and store this information and use it as specifically set forth in this Policy.
When you provide any Identity Information through any form contained on this Website to contact us or send us a message, we collect and store this information. We may use your email or any other Identity Information you provide as expressly set forth in this Policy.
When you register and create an account with us to use this Website as a registered user, we collect the Identity Information you provide during registration and use it as set forth in the remainder of this Policy.
You will also be asked to create and provide a username and password each time you log-in to access any restricted portions of this Website and we collect and store this information on our database.
We collect and store your email address and all Identity Information that you provide during the opt in process when you purchase any products or services sold through this Website. We use this information as set forth in the remainder of this Policy. All credit card or other billing information you submit is only used for payment processing or fraud prevention and we do not share or disclose your credit card or other billing information with third parties except with our third-party payment processor. Any specific credit card or billing information will not be kept on our server logs longer than necessary to complete any single transaction, unless you elect that we retain your credit card information for future purchases, or pursuant to any recurring fees required to be paid pursuant to any product(s) we sell.
Demographic Information
When you provide your (which is collectively known as "Demographic Information") we collect and store all Demographic Information. We will generally use this information internally to assist us analyze the profiles of who our website users are and our web traffic in general. We also may share this information in association with your Identity Information as specifically stated in this Policy.
User Comments
When you leave any comments on our website, Ringvo.com, we collect and store this information in our database along with your email address and author name. We use any Identity Information we collect from you as described in this Policy. Comments, by their nature, are immediately and publicly visible to all visitors to this website and they are not private. When you share information publicly, it may be indexable by search engines. Do not post information you consider to be private in nature.
Personal Information from Children Under 13
Children under the age of 13 are expressly prohibited from submitting or posting any Identity Information on this Website. If it does come to our attention that any child under the age of 13 has submitted any personal information to this Website, we will delete all such information that we have collected immediately. If you are a parent or guardian and you discover that your child under the age of 13 has submitted any of his or her Identity Information without your permission or consent, we will remove the information immediately upon your request. All requests should be made by email and sent to admin@ringvo.com. Please include your child's name and a description of the type of information you think he or she may have submitted to this Website.
"Covered Information"
When you access and use the services offered through our website, Ringvo.com, we collect any screen name(s) you use and display on this Website. We may collect any lists of contacts that you create or upload on this Website when you use any of our services, including the personal identifying information you provide about your contacts. The way we use, share, or disclose this information is expressly stated in this Policy and is referred to as "Covered Information.
Mobile App Use
We collect certain information from your mobile device through any mobile application offered through this website that you install onto such device, which may include physical device location information such as your zip code, the unique device ID number and/or any app use data (i.e. how frequently you use the app, how much time you spend on the app, and where you spend time on the app) which is used by our business for internal analysis and research purposes.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. HOW WE AUTOMATICALLY COLLECT NON-PERSONAL INFORMATION
When you access our website, Ringvo.com, we collect and store certain non-personally identifying information sent automatically by your browser using standard web server logs and automatic data collection tools such as cookies and web beacons. This information may include your IP address, which may tell us your general location information such as your country and sometimes your city, state and/or zip code, the domain name from which you access our website, your browser type and language, the pages you access, the date and time you access pages on our website and your operating system version. We also may determine what technology is available through your browser to provide you with the most appropriate version of any of our web pages. For example, we may determine that you have installed a version of Flash, and we will then send you the appropriate Flash version of the web page rather than an HTML page. We may also use this information to redirect you to a different version of our website if you are accessing our website, Ringvo.com, through a mobile or similar device.
Device-Specific Information
We may automatically collect device-specific information about your mobile and other devices such as the type of device you are using, any unique device identifiers, mobile network information including phone numbers, device model, manufacturer, screen resolution, device capabilities, service provider, preferred user language and your page views. We do this to help us determine which aspects of the website work best for mobile traffic and which mobile marketing campaigns work best for the business, including mobile advertising, mobile search marketing, text campaigns, and desktop promotion of mobile sites and services.
Cookies & Similar Tracking Technologies
We along with third parties that assist us to operate this Website may monitor your use of this Website through cookies, web beacons and other automatic data collection tools. Unless you have adjusted your browser setting to refuse all cookies, some cookies are placed on your browser immediately as soon as you visit our site. Cookies and similar collection tools are files with a small amount of data, which may include a unique identifier. Cookies are sent to your browser from a website and transferred to your device. We reserve the right to monitor your use of this Website and track you as described in this Cookies policy always using any automatic data collection tools and you consent to the use of these tools when you use and access our website. This Website uses both "first-party" cookies and "third-party" cookies. First- party cookies are those used by our website each time you visit our website. Third-party cookies are cookies that are set by a third-party source other than our website. We do not have access or control over these cookies.
Both the first-party and third-party cookies and tracking technologies used on this Website can be broadly divided into the following categories:
Necessary cookies help make our website usable by enabling basic functions like page navigation and access to secure areas of the website. Our website cannot function properly without these cookies.
Statistic cookies help us understand how visitors interact with websites by collecting and reporting information anonymously.
Marketing cookies are used on this Website by Google, YouTube, and other third-parties to track visitors across different websites. The intention is to display ads that are relevant and engaging for the individual Google use.
First-Party Cookies/Tracking Technologies
User Preferences: We use automatic data collection tools to identify and recognize your browser as a previous visitor to our website and save and remember any user preferences that may have been set during a previous visit. Our server stores specific user preferences and settings on this Website and/or stores similar session identifiers to help you navigate and access certain features on this Website. We use automatic data collection tools to track and record your Website use and activity data, including the pages you view and how long you spend on each page or portion of our Website, the links you click on, the features of this Website you access, whether you are a new vs. repeat visitor or in order to monitor your interactions with any video or other content that you access on this Website ("Use Information"). This is done primarily for website traffic and general user analysis purposes. We also do this to help measure and research the effectiveness of the features contained on this Website.
Analytics Services
We may use third party web analytics services, such as Google Analytics, to collect information about your use of this Website. You may opt-out of Google Analytics by using Google's Browser Add-on at https://tools.google.com/dlpage/gaoptout.
Shopping Cart: Cookies and similar tools are used to facilitate shopping cart and e-commerce functionality with the storage and retrieval of items you place in your shopping cart and to facilitate the
operation of convenient shopping cart and check-out features.
Email Marketing: We may also use clear gifs (imbedded web beacons) to understand whether users read email messages or newsletters and/or click on links contained within those messages or newsletters so that we can deliver relevant content or product offers. Using unique identifiers contained in the URL of the web beacons, we can record the exact time that you read our emails, as well as your IP address from tor proxy server. Some emails and web pages may refer to content on another server rather than including the content directly.
Requests to the server to send the additional content typically includes the IP address of the requesting computer, the time the content was requested, the type of web browser that made the request and the existence of cookies previously set by that server, which may be linked to a unique tracking "token".
Retargeted Advertising
We may place ads on third-party websites belonging to any of our cross-marketing partners, or advertising partners, etc. targeted to you and we collect and store information regarding which of these websites you visit by using cookies and similar detection tools that identify you uniquely. When we use cookies, these cookies contain a unique identification number that allows our advertising partners/network to recognize your computer and correlate the computer to your online activity within the network. When you visit a website within our advertising network, the advertising network may set a new cookie in your browser or automatically receive a previously set cookie from your computer’s browser. The advertising network then may add information about your web browsing activities within the network to information already collected via the cookie and may use such information to serve online advertisements that are targeted to your interests, based on your browsing history. If you do not want us to track your information on such third-party websites to show you targeted ads, you can send an email request to admin@ringvo.com with the words "Tracking Targeted Ad Opt-out" in the subject line and specifically request to opt-out of our sharing of this information to these third parties. Please note that this will opt you out of targeted ads from us and any other participating advertising partners. If you opt out, you will continue to receive general advertising from us on our website only, but not targeted to you.
Do Not Track Requests
Your browser may incorporate a "Do Not Track" feature allowing you to tell websites not to track your online activity. We do not respond to "Do Not Track" signals due to technological issues with most browsers' communications.
We also use both "persistent cookies" that remain on your device for the period specified in the cookie (these cookies are activated each time you visit our website), and "session cookies," which allows us to track your actions on this Website during a browser session. Each time you open up a browser window and close the browser window represents a single browser session. All session cookies are created temporarily and are deleted once you close your browser window.
Third-Party Cookies/Tracking Technologies
To provide some services, other third parties may pass cookies directly onto your browser when you use this Website ("third-party cookies") as disclosed below. These third-party providers may also transfer this information to other third parties by law or to help provide their services to us. All information collected directly by use of any third-party cookies is non-Identity Information and relates only to how you use and interact with this Website. The use of third-party cookies is not covered by our privacy policy, and we do not have access or control over these cookies.
Facebook Ad Conversion Tracking
We may use the Facebook Pixel to track whether you have clicked on any of our Facebook ads we run from time to time and to track any associated actions you make on our website, including which Facebook ad led to a conversion. Facebook "Custom Audiences" allows us to target our Facebook
ads to you and re-market to you based on certain activities you perform on our website, Ringvo.com. We may optimize our Facebook ads and automatically show ads to our visitors, most likely to make conversions. The Facebook pixel also allows us to send your data to Facebook to match your
website actions with you as a Facebook user when you view or click any of our Facebook ads. We report and optimize our Facebook ads for more conversions, and we pass unique identifiers such as your email and phone number that we collect from you during your actions on our Website (such as logging-in, registering for an account or checking- out). Whenever you load a page containing a Facebook pixel, the pixel tells Facebook that a conversion event occurred.
Managing Cookies
You can block our cookies or any third-party cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. However, if you use your browser settings to block all cookies (including essential cookies), you may not be able to use all or parts of our site in the manner intended. Your Internet browser allows you to change your cookie settings in the 'options' or 'preferences' menu of your browser. Please visit the following link for more information on these settings in various browsers: https://www.thewindowsclub.com/disable-enable-cookies-internet explorer. For even more information about deleting or blocking cookies, please visit: http://www.aboutcookies.org/Default.aspx?page=2
Linking (Bundling) Your Website Use Information
We may link your Identity Information with certain Use Information or other information that we collect from you by using a unique identifier, such as a customer number within a cookie, to link information to you specifically. For example, we link you with your Notifications (emails and/or SMS messages) may have direct links to access your account more efficiently. Additionally, Notifications may also contain direct links to voicemails or other call recordings. ("Linked Information"). The manner in which we use and share Linked Information is set forth in this Policy.
HOW WE USE YOUR INFORMATION
We may use your e-mail address to send periodic promotional e-mails to you about our services and products, any new or upcoming products or otherwise related to any products or services we sell. You can opt-out of receiving any promotional emails or text messages at any time by either reply STOP to Unsubscribe in the body of the email communication or text message , or by sending an email to admin@ringvo.com and requesting to opt-out of receiving such communications.
Finally, we may send you text messages to any mobile number you provide to us about our services and products, any new or upcoming products or otherwise related to any products or services we sell, to communicate certain necessary information to you or to facilitate some transaction with you though this website, Ringvo.com. You can opt out of receiving text messages by texting the word "STOP" to any number that sends you text messages from us.
SMS Mobile Consent
WE COLLECT ALL MOBILE NUMBERS PROVIDED TO US AND WILL USE SUCH MOBILE NUMBERS TO SEND SMS/MMS MESSAGES PERIODICALLY ABOUT OUR SERVICES, PROVIDED YOU HAVE SENT US A MESSAGE THAT CONTAINS YOUR OPT IN. TO PROTECT YOU, RINGVO INC MUST HAVE YOUR OPT IN REQUEST VERIFIED AND ON FILE.
By registering to use our Services, you consent to and otherwise authorize us to send such SMS/MMS messages to any mobile phone number provided to us by you pursuant to your use of the Services. We will always comply with the Telephone Consumer Protection Act (TCPA), the Federal Trade Commission Act, all rules and regulations promulgated by the Federal Communications Commission, the "Do-Not-Call" (DNC) list registry rules (http://www.donotcall.gov) and various state laws, rules and regulations that place restrictions on our SMS or MMS message campaigns.
We will include clear opt-out/unsubscribe information on any text messages we send to any mobile numbers provided to us and otherwise adhere to the Consumer Best Practices Guidelines promulgated by the Mobile Marketing Association, if applicable. We agree that any individuals requesting DNC status shall immediately be placed on our DNC list and further agree that we will not initiate any subsequent messages to any such individuals.
You can opt out of receiving text messages anytime by texting the word "STOP" to any number that sends you text messages from us.
Service Providers
We use third party service providers to provide services and/or products to us necessary for hosting or operating this Website, and/or necessary for providing email services and similar services to our users. While providing these services and/or products to us, such third parties may sometimes have limited access to information collected on this Website, including some of your Identity Information. This limited access is incidental to the services being provided by such third parties and no permission or consent is granted by us for any third-party provider to use or disclose this information in any manner whatsoever other than as necessary to provide the applicable service to us.
Legal Compliance
We may disclose information when required by law or in response to lawful requests by public authorities.
Data disclosure laws vary between countries, and even within countries, they can be subject to federal, state/provincial, and local regulations. In the United States and Canada, data disclosure laws encompass a combination of federal and provincial/state regulations. I'll provide you with a brief overview of the major federal laws in both countries.
United States:
Federal Trade Commission Act (FTC Act):
1. Source: United States Code, Title 15, Section 45.
· Access: FTC Act - 15 U.S.C. § 45 https://www.law.cornell.edu/uscode/text/15/45
2. Gramm-Leach-Bliley Act (GLBA):
· Source: Public Law 106-102 (1999).
· Access: GLBA - Public Law 106 – 102 https://www.govinfo.gov/app/details/PLAW 106publ102
3. Health Insurance Portability and Accountability Act (HIPAA):
· Source: Public Law 104-191 (1996).
· Access: HIPAA - Public Law 104-191 https://www.govinfo.gov/app/details/PLAW-104publ191
4. Children's Online Privacy Protection Act (COPPA):
· Source: 15 U.S.C. §§ 6501-6506.
· Access: COPPA - 15 U.S.C. §§ 6501-
6506 https://www.law.cornell.edu/uscode/text/15/chapter-91
5. California Consumer Privacy Act (CCPA):
· Source: California Civil Code §§ 1798.100 - 1798.199.
· Access: CCPA - California Civil Code §§ 1798.100 -
1798.199 https://leginfo.legislature.ca.gov/faces/codes_displayText.xhtml?lawCode=CIV&divisi on=3.&title=1.81.5.&part=4.&chapter=&article=
B. Canada:
1. Personal Information Protection and Electronic Documents Act (PIPEDA):
· Source: S.C. 2000, c. 5.
· Access: PIPEDA - S.C. 2000, c. 5 https://laws-lois.justice.gc.ca/eng/acts/p-8.6/
Please be advised these sources are direct links to the legal texts of the respective laws. Keep in mind that legal sources are subject to change, and it's essential to check for the latest versions and
amendments. Additionally, interpretations of laws may be influenced by court decisions, so legal databases and journals can provide insights into the evolving landscape of data privacy regulations.
2. Provincial Legislation:
· In addition to PIPEDA, some provinces have their own privacy legislation. For example, Alberta and British Columbia have their own private-sector privacy laws.
Please be advised these laws are subject to change, and new regulations may be introduced. Always consult with legal professionals to ensure compliance with the latest data disclosure laws that apply to your specific circumstances.
3. Online Legal Databases
Utilize online legal databases like Westlaw, LexisNexis, or other similar platforms. These databases provide access to a wide range of legal materials, including statutes, regulations, and case law.
4. Academic Papers
Search for academic papers written by legal scholars or experts in the field. Journals and databases like JSTOR, LegalTrac, or Google Scholar can be useful.
5. Government Reports and Publications
Look for reports and publications from government agencies responsible for enforcing data protection laws. For instance, reports from the FTC or the OPC may provide insights into regulatory practices.
6. Official Government Gazette
Check official government gazettes for the publication of laws and regulations. These are often the primary sources for legal texts.
Remember to verify the latest information, as laws can be amended, new regulations can be introduced, and interpretations of existing laws may evolve. Additionally, consulting with legal professionals is crucial for obtaining tailored advice and staying compliant with the most current legal requirements.
Administrative/Customer Service Support
We share our files and some Identity Information we collect through this Website directly with third party independent contractors that provide customer support and other administrative services on our behalf. We contract such third parties for the limited purpose of assisting us operate this Website and/or provide support or administrative services in conjunction with any products or services that we may offer through this Website from time to time. This limited access is incidental to the services being provided by such third-party contractors and no permission or consent is granted by us to use or disclose this information in any manner whatsoever, other than as necessary to provide the applicable services to us. We require that our independent contractors commit to uphold the privacy of any Identity Information or other information regarding our website visitors or customers that we may share with them. We require that each of our contractors agree not to use or disclose any Identity Information or any other information relating to the services we provide, which may be disclosed to or shared with these parties during their duties to us, except as necessary to perform their duties to us.
Billing & Shipping Agents
When you purchase anything from this Website, we also share the Identity Information you provide, your credit/debit card or bank account information you provide and any shipping information with third party credit card and payment processors such as PayPal, authorized.net., Google, etc. (which may include fraud screening and/or automated data processors) and with shipping agents such as UPS or Fed Ex. Any disclosure of this information is necessary to facilitate the specific transaction and will only be used by us for that strict purpose, unless otherwise stated in this Policy. This limited access is incidental to the services being provided by such third parties and no permission or consent is granted by us to use or disclose this information in any manner other than as necessary to provide the applicable services to us and facilitate any transactions with you.
Do We Sell Your Identity Information?
We make every effort to respect your privacy and we will never sell, license, or disclose any of your Identity Information, by itself or bundled with any Use Information or other information you provide or that we collect to any third parties for any purpose not expressly set forth in this Policy without your express written consent. We only share or disclose any Identity Information or other information collected from You as expressly set forth in this Policy.
Cross-Device Data
We track your Use Information across multiple devices you use to access our website and link such information, including the specific device information, to a unique profile we create about you. We may also include certain audio data we record directly from your device microphone or visual data we capture from any device camera.
Social Media Features and Widgets
We may also provide access to services or features on our Website that enables you to share information with certain social networks and interact with us on our social media fan pages or other social media platforms that we may utilize. This may include the Facebook "Like" or share buttons or the Facebook "Comments" feature, social media "follow-us" buttons, etc., all of which are administered via third-party applications or scripts that run on our Website. (For example, Facebook will attempt to track your use on our Website by placing Javascript code through the "like" button and that piece of code then allows Facebook to run a script on your browser which can set cookies and make more tracking requests). Your use of these features may result in the collection or sharing of information about you by these third-party social media websites. This may include collection of your IP address, tracking your use on our Website and other third-party websites containing the same social media features, including the pages you visit, duration, time, etc., through the use of a cookie or other unique identifier placed on your browser by such third-parties. Your interactions with these social media features are governed by the privacy policy of the party that provides the specific feature or application. You should carefully review
the privacy policies and settings on those specific social media sites. In addition, these standalone plugins that integrate into our website may also communicate with an external server controlled by the plugin provider as part of their service. We shall, under no circumstances, have any liability to you whatsoever for the information collection and use/disclosure practices of any such third party that has provided or made available any social media feature or application that you use on our Website.
Your Rights Under the GDPR
Under the General Data Protection Regulation (GDPR), EU data subjects (individuals located in the EU during data collection) have the right to access their stored personal data and have it provided to them in an electronic, machine-readable format, rectify errors in their personal data, the right "to be forgotten" and have any stored personal data permanently deleted, the right to withdraw prior consent to and/or restrict certain uses of personal data previously collected and the right to know the source of any personal data collection if informed consent was not given. If you are an EU natural citizen, please contact us by email to exercise any of these rights.
Your California Privacy Rights
California Civil Code Section 1798.83 permits California residents to request once per year certain information regarding our disclosure of their personal information to third parties for their direct marketing purposes that we share during the immediately preceding calendar year. If You are a California resident and desire to make such a request, please contact admin@ringvo.com . Please include the words "California Privacy Disclosure Request" in the subject line.
Required Disclosures
We may disclose certain Identity information if: i) requested via a subpoena, court order, or local, state, federal or international law enforcement request to release any such information; or
ii) in order to investigate and help prevent security threats, fraud or other malicious activity; or iii) to protect our rights or protect our property, or any or the rights of our customers or other third parties.
Communications
When you visit this Website, Ringvo.com, and submit an opt in form or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. You agree that all agreements, notices, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. If you send us an email communication, call us or send a written correspondence for any reason, we may create a file and store your email and other Identity Information specific to you. We generally will maintain a record of and keep notes of all communications with you. All messages transmitted by you on this Website or to us shall not be treated as confidential and shall be deemed to be accessible to the general public. You should not transmit any communications or correspondences to us that you intend only the intended recipient(s) read. Notice is hereby given that all messages or electronic data transmitted onto this Website can and may be read by us, regardless of whether we are the intended recipient of any such message(s).
HOW WE PROTECT YOUR INFORMATION
We use reasonable, industry standard security measures to protect all Identity Information and billing information you provide. For instance, when you provide any credit card or other billing or shipping information through our checkout process, we encrypt that information during transmission using Secure Sockets Layer (SSL) encryption. We make no guarantee, warranty or representation that your credit card or other billing information, or any other information you provide through this Website, will remain secure at all times from any illegal or unauthorized access of the information by third parties. We shall not, under any circumstances, be held responsible or liable for information or transmissions that are accessed by third parties illegally or without authorization through this Website and/or network. We will report any unauthorized access of your information promptly upon discovery, and we will use our best efforts to remedy any security vulnerability that contributed to the unauthorized access.
GENERAL INFORMATION
Information Storage and International Transfer
Any identity information and all other information which we collect on this Website will be stored and processed in our servers located in the United States. If you reside outside the United States, you consent to the collection, transfer, storage, and processing of any information from your country to the United States.
How to Update, Change or View Your Personally Identifiable Information
If you would like to request any changes or updates to any Identity Information you have provided to us, or if you would like to view any information we have collected from your use of this Website, please contact us and request the same by sending an email to: admin@ringvo.com.
Please include the words "Personal Information Request." If you make any information requests, we will require that you provide proof of your identity, which may include providing us with a copy of a driver's license, social security card and/or birth certificate. We also reserve the right to require that you sign and provide us with a notarized affidavit verifying your identity before we update or release any information to you.
Successors
Upon any acquisition, merger, sale, or other change of control of our business/organization, we reserve the right to transfer any Identity information you have submitted to this Website as part of the property owned by us to our successor resulting from such merger, acquisition, sale, etc.
In the event of our bankruptcy, insolvency, reorganization, receivership, or assignment for the benefit of creditors, or the application of laws or equitable principles affecting creditors' rights
generally, RINGVO INC reserves the right to transfer your Identity Information to protect any of our rights or as required by law.
