WEBSITE TERMS OF USE Effective 4-1-2024

YOU ("YOU" OR "YOUR") AGREE THAT BY USING Ringvo.com ("WEBSITE"), SUCH USE  INDICATES YOUR ACCEPTANCE OF THE TERMS AND CONDITIONS SET FORTH BELOW  ("AGREEMENT") ON BEHALF OF YOURSELF OR ANY LEGAL ENTITY YOU ARE  REPRESENTING. THIS AGREEMENT GOVERNS YOUR USE OF THIS WEBSITE AND ALL  CONTENT CONTAINED ON THIS WEBSITE MADE AVAILABLE BY RINGVO INC, A NORTH  CAROLINA CORPORATION, ITS SUCCESSORS AND ASSIGNS ("WE" OR "US").

IF YOU DO NOT ACCEPT THESE TERMS, YOU ARE NOT PERMITTED TO USE THIS WEBSITE.  BY ENTERING INTO THIS AGREEMENT, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS  AGREEMENT IN ITS ENTIRETY, THAT YOU UNDERSTAND THIS AGREEMENT AND THAT  YOU ARE ENTERING INTO A LEGALLY BINDING AGREEMENT WITH US, EITHER ON BEHALF OF YOURSELF OR ON BEHALF OF ANY LEGAL ENTITY YOU REPRESENT. OUR  PRIVACY POLICY AND ANY OTHER SEPARATE POLICY, LEGAL NOTICE OR DISCLAIMER  APPEARING ON THIS WEBSITE IS HEREBY INCORPORATED INTO THIS AGREEMENT BY  REFERENCE. Any inquiries should be directed to either 1-855-678-5100 or  admin@ringvo.com.

Modifications

We may, in our sole and absolute discretion, change the terms contained in this Agreement from  time to time. We will post notice of any such changes on the Website prominently and/or notify all  registered users the next time they log-on after the any changes are effective. Notwithstanding, you agree to periodically visit these terms of use to determine the then current terms and conditions  applicable to your use of this Website and all Materials. If you object to any such changes made by  us, your sole recourse shall be to cease using this Website. If you continue to use this Website after  notice has been posted regarding any changes, you agree this shall indicate your acceptance of all  such amendments.

Prohibited Access for Persons Under the Age of 18.

IF YOU ARE UNDER THE AGE OF 18, YOU ARE RESTRICTED FROM USING ANY PORTION  OF THIS WEBSITE AND YOU MUST EXIT THIS WEBSITE IMMEDIATELY. If you are a parent/guardian, please see our Privacy Policy for important information related to how we  collect and use information from our website visitors and customers.

Limited License to Use this Website

You are granted a single, non-exclusive and revocable license to view and access the content  contained on this Website, any logos, text, graphics, headers, banners, images, coding, tags,  videos, audio recordings, podcasts and similar recordings, applications, files or any other separate  website element made available to You (collectively "Materials"). You agree that no joint venture,  partnership, employment, or agency relationship exists between You and us because of this  agreement or your use of this Website. You are responsible for obtaining and maintaining all  equipment and services needed for your access to and use of this Website and are responsible for  all related charges.

Billing and Payment Terms

All accounts with RINGVO INC, aka Ringvo.com have a monthly service fee. You must be paid in  advance for use of our service. It is your responsibility to see that any credit card, bank account, or  other means of payment are always valid.

You have signed up with your choice of payments. We renew your service automatically on the  same calendar day of each month. If your payment fails. IT IS YOUR RESPONSIBILTY TO  CORRECT IT. In the event payments are not received within 48 hours of your renewal date,  your service will be terminated. You will not have access to your account. If your service is  terminated and you wish to return, you may do so BUT any special pricing you may have  received previously, is void and will not be honored. You will have to pay whatever the  published rates are on Ringvo.com. We do not make exceptions to this rule.

General Use Restrictions

As a condition of your access and use of this Website, You agree that: i) You will only use this  Website and/or any of the Materials for personal, non-commercial purposes; ii) You will not to use  the Website in any manner that could damage, disable, overburden, or impair the Website or  interfere with another person's use and enjoyment of the Website, including uploading or introducing  files that contain viruses, corrupted files, or any other similar software or other applications or  programs that cause damage or interference with any computer, server or network; iii) You will not  engage in any unauthorized use of any Materials in a manner that violates copyright laws, trademark  laws or the laws of privacy and publicity of another; iv) You will not to use any data mining, robots,  engage in any "harvesting or similar data gathering or extraction methods in connection with this  Website; v) You will not otherwise engage in any hacking or attempt to gain unauthorized access to  any portion of this Website; and vi) You agree to comply with all applicable laws and regulations of  the United States and any other applicable International treaty, law or regulation governing your use  of this Website. Use of this Website for any of the foregoing reasons is strictly prohibited. Additional  use restrictions are contained elsewhere in this Agreement.

Compliance with Applicable Laws

We make no representation that the Materials available on this Website are appropriate or available  for use in your jurisdiction. You are solely responsible for compliance with local laws in your  jurisdiction or territory, to the extent applicable. Access and use of this Website from any  jurisdiction where the Materials are illegal is strictly prohibited and we shall have no liability  to you whatsoever in such case.

Our Intellectual Property

All Materials are either owned or licensed by us and are protected under our proprietary  rights. Commercial use of any of the Materials contained on this Website is strictly  prohibited. Except as otherwise stated, none of the Materials may be saved, downloaded, copied,  reproduced in any electronic, digital, or mechanical format or medium or by way of photocopying or  otherwise, and may not be disseminated, distributed, re-published or used for any public display or  performance, in any form or manner whatsoever without our prior written consent. We reserve the  right to limit the number of Materials displayed on this Website. You are restricted from modifying or  altering any copyright or other proprietary notice, or trademarks from any of the Materials found on  this Website. In addition, the "look and feel" of this Website (including the unique combination of  Website colors, page headers, graphics, icons, images, and scripts, etc.) is considered by us to be  valuable and protectable trade dress and may not be copied, imitated, or used (in whole or in part)  by You without our prior written permission. This Website and all separate Website elements are  protected under United States copyright laws. You may not engage in any "framing" of any page of  this Website or otherwise of any of the Materials on this Website. Some of the Materials on this  Website include embedded video and/or audio recordings and may include podcasts and other  similar downloadable video or audio files from time to time. All video and audio recordings and files  are owned by us unless otherwise stated in those Materials. Additionally, this Website may contain  embedded video or audio recordings from external servers and other websites including, but not  limited to, YouTube.com, Google Video, etc. All such embedded recordings are owned by us  regardless of whether they are hosted by any such other websites and/or external servers.

Our External Links Policy

We grant You permission to link to this Website, including "deep linking" to web pages within this  Website. However, at all times You agree that: (1) You will only use a text link to link to this Website  as it appears on your website and You will not use any trademark or logo or incorporate any type of  "image link on your website using any of the Materials; (2) You will not engage in any "scraping" of  the Materials by any means (i.e., extracting content from the Website and reformatting it,  aggregating it with other content or redistributing it other than in its complete and original format); (3)  You will not engage in any "framing" of any pages of this Website or any of the Materials by copying  any displaying any portions thereof through use of any in-line links or by any other manner; and (4)  You agree to display any web page within this Website in full including all trademarks, advertising,

banner ads and all other promotional materials, unaltered and without any additional content not  included on the original webpage, including any frame, border, margin, design, logo, branding, or  any other advertising or promotional materials not displayed on the original webpage. We reserve  the right at any time, in our sole discretion, to revoke your right to link to any webpage on this  Website. Any other use by You of any external links to this Website made in any manner other than  according to these terms is strictly prohibited. Notwithstanding the foregoing, you, or any of your employees, agents, affiliates or any other person or entity under your control, are restricted from  placing any type of external link to this Website on any website that has been penalized or de indexed by Google or any other major search engine due to the websites content, spam practices,  any malware/viruses contained on the website(s) or due to any other activities whatsoever in  violation of the terms or policies of such search engine. In addition, You agree that You will  immediately cause the removal of any links to this Website from any such website(s) which  has/have in fact been penalized or de-indexed by Google or any other major search engine, or which otherwise has/have caused us to suffer a decrease in search engine rankings, incur any  search engine penalties or suffer any other damages due to the existence of any links to our  Website.

Additional Agreements

We may provide products and/or certain services through this Website under the terms of a separate  agreement with You (each additional agreement is referred to as an "Other Agreement"). The terms  and conditions governing your purchase and use of any product or service we provide through this  Website are contained exclusively in such Other Agreements and this Agreement shall not be  deemed or construed to alter the terms of any such Other Agreements.

Registration And Termination of Access

We may require at times that you register and/or create an account to access and use certain  portions of this Website. Once you register and create your user account, it is always your  responsibility to maintain the security and confidentiality of your account information, including your user ID and password information. You agree to provide truthful, accurate, current, and  complete information and to update such information for the duration of your use of this Website. We are not responsible and shall have no liability to You for any misuse or unauthorized access  or use of your account information, including your log-on information. You are expressly  prohibited from sub-licensing, transferring, selling, or assigning any rights of use and/or access of  your account to any person or entity and you represent and warrant to us that You shall not allow the same.

Your account will be terminated if your payment method fails. It is entirely your  responsibility to ensure that never happens. It is automatically renewed on the calendar  date that you signed up with.

You agree that You shall be the only user of the account and will not allow others to use or access  restricted portions of this Website, if any, using your account information. You assume liability for  and are always solely responsible for all use and all actions taken under or through your account  including, but not limited to, unauthorized use by any other parties. Any theft or other breach of the  security of your account information must be promptly addressed by You once You become aware of the same and You agree to change your account information or cancel your account. We reserve  the right to require You to change your password if we believe that your password is not secure. We  may terminate, suspend, or modify your account and access to all or part of this Website, with or  without notice, at any time and for any reason in our sole discretion. You may discontinue your  registration and/or use and access to the Website at any time. If You breach any of the terms of this  Agreement, all rights to access and use this Website or any portion thereof or any of the Materials  shall be immediately terminated with or without notice to You. Additionally, if You breach any of  these terms, you must immediately destroy any downloaded or printed Materials (and any copies  thereof). When you register and create a user account on this Website, we may collect certain  personally identifiable information about You including, but not limited to, your email address. How  we use this information is controlled by our Privacy and Communications Policy contained on this  Website. Any person using your account and log-in information is conclusively deemed to have  actual authority to engage in any transactions on this Website and, accordingly, You agree and  acknowledge that all transactions made by an person(s) using your account and log-in information

are hereby authorized and approved by You, and You hereby agree to indemnify, defend and hold  us harmless from any claims or damages arising from or relating to any such transactions.

Trademarks And Service Marks Notice

All logos or any other trademarks, trade names or service marks and/or any other marks or logos  posted on this Website, whether marked or unmarked, are either owned by us, or our subsidiary.  No trademarks, trade names, service marks, etc. posted on this Website may be used without the prior written consent of the owner. We retain all rights, ownership, title and interest in all  

trademarks, trade names or service marks contained on the Website owned by us, whether we  have registered for or have been granted any such protections under State and/or Federal law. Additionally, any use of any metatags or any other tags or text not openly visible on this Website  which utilizes our name, trademark, service mark, or uses the name of any product or service  offered by us without our prior written permission is strictly prohibited. You are restricted from " co branding this Website with any other website, product, or business. This means You are restricted  from copying any trademark, logo, service mark, trade name or any other Materials on this Website  and displaying the same on any other website in any manner that would provide any viewer to reasonably conclude that such website is or could be affiliated with this Website and/or the Website  operator and/or has permission to display the contents of this Website or any Materials.

Intellectual Property Disclaimer

Any references made on this Website to any established trade names, trademarks, service marks,  product names or any other intellectual property is strictly used for reference and identification  purposes only. No ownership, affiliation or sponsorship exists between us and the owner of any  referenced trademark, trade name, service mark, or with any specific good or service referenced on  this Website. We do not endorse or recommend any services or products referenced on this  Website unless otherwise expressly stated, however they may be referenced or identified.

Children Online Protection Act Notification

Pursuant to 47 U.S.C. Section 230 (d) as amended, we hereby notify You that parental control  protections (such as computer hardware, software, or filtering services) are commercially available  that may assist You in limiting access to material that is harmful to minors. Information identifying  current providers of such protections is available at the

website http://www.kids.getnetwise.org/tools. For more information regarding policies and  practices about how we collect and disclose information from our Website visitors, which may  include children, please visit and read our Privacy and Communications Policy.

User Content Policy

The following Policy contains important restrictions, notices and disclaimers that govern your  uploading/posting of any and all materials on this Website including, but not limited to, posts and  comments, images, graphics, photos, videos, audio recordings, text, ideas, all written materials  and/or any other written or electronic materials ("Content"). In consideration for your access and use  of the services offered by us through this Website, you agree to always comply with the following  terms and conditions during your use of this Website.

1. User Representations and Warranties: You represent that You are the owner, authorized  licensee, or authorized user of all Content You agree that You will not post, upload, publish,  link to or otherwise distribute any Content that:

2. i) promotes, solicits, comprises, or contains abusive, defamatory, excessively violent,  harassing, inappropriate, indecent, lascivious, lewd, obscene, pornographic, profane,  threatening, vulgar or otherwise inappropriate, objectionable, or unlawful material or that is harmful to minors; or

3. ii) encourages conduct that would violate any law or Content that violates any applicable  statute, ordinance, regulation, or rule; or

iii) contains personal information about any individual without that persons consent or otherwise  violates the privacy of any other individual or entity or Content You are not authorized to disclose; or

1. iv) misrepresents an affiliation with another person or organization or posting any Content  that infringes any copyright, trademark, service mark, patent, trade secret or other intellectual  property right of others; or

2. v) contains viruses, corrupted files, worms, Trojan horses or any other similar malicious  software or programs that may expropriate, intercept, or interfere with any data, information, property, or system of another person or that may damage interfere or  adversely affect the operation of our website or any computer or other device of any user  of our website; or

3. vi) is materially false, misleading, or inaccurate.

4. User Indemnification: You agree that You shall indemnify, defend, hold harmless and pay  any judgment or settlement of, any claims or actions asserted by any entity against any of  the operators of this Website, including any officer, member or manager, employee, agent  or representative or any of our attorneys, as may be applicable, arising from or in  connection with any Content You upload through your use of this Website or in any way  related to this Agreement, regardless of the nature or type of any such claim. You agree to  pay all expenses, court costs and attorney's fees incurred by us in connection with any of  the foregoing claims or actions.

You are solely responsible for all Content including, if desired by you, the making and keeping of  back-up copies of any or all Content. We shall not have any responsibility or liability for the deletion  or accuracy of any Content, the failure to store, transmit or receive transmission of any Content or  the security, privacy, storage, or transmission of other communications involving your use of our  Website.

1. Irrevocable License to Use Content: Any Content you submit, upload or post to this  Website by any means will be treated as non-confidential and may be edited or restricted  from being displayed on this Website under the terms of this policy, at our sole discretion.  When You post Content on this Website, you keep all rights and title to the Content including  any copyrights, but You grant us with an irrevocable, nonexclusive, royalty-free and  perpetual right to post, display, copy, and modify that Content in connection with the  operation of this Website and our business and to sell or otherwise transfer that Content in  connection with transfer of operation and/or ownership of this Website or other location to  which the Content was posted.

2. Content Disclaimers: We shall not be responsible for any of the Content, and we do not  warrant the accuracy or reliability of any Content. We assume no responsibility to investigate  or verify the accuracy of the Content or that the Content does not violate any law or the rights  of some other entity or is otherwise injurious or causes some entity to suffer any damages.  We do not advocate or endorse any business, organization, product and/or service  referenced, reviewed, or otherwise discussed on this Website. Under no circumstances shall  we be liable for any damages occurring or arising from any Content posted or transmitted on  this Website by You that is defamatory, libelous, or slanderous, contains any omissions,  falsehoods, obscenities, is pornographic or sexually explicit or profane or otherwise violates  any law or right of some outside entity. You acknowledge that any reliance by you upon any  Content (whether yours or others) shall be at your sole risk. Any Content placed on our  website represents solely the views of the user posting/uploading the Content and does not  represent our views. We shall not have any responsibility or liability for the deletion or  accuracy of any Content, the failure to store, transmit or receive transmission of any Content  or the security, privacy, storage, or transmission of other communications involving your use  of our Website.

3. DMCA and Trademark/Service Mark Policy: We will, in appropriate circumstances as  determined in our sole discretion, terminate your rights to submit, upload or post any Content  if you infringe the intellectual property rights of others. We will investigate notices of copyright  infringement and take appropriate actions pursuant to the Digital Millennium Copyright Act,  Title 17, United States Code, Section 512(c)(2) ("DMCA"). We also have procedures in place  for You to protest any notices of alleged infringement of any Content You have submitted,  uploaded, or posted to this Website. Please see our DMCA Policy on this Website for more  details.

4. Irrevocable License to Use Content: Any Content you submit, upload or post on this  Website by any means will be treated as non-confidential and non-proprietary and may be  edited or restricted from being displayed on this Website, at our sole discretion. All Content  may be used by us for any purpose and in any manner whatsoever including, but not limited  to, reproduction, disclosure, transmission, publication, broadcast and posting for commercial  or non-commercial purposes. Furthermore, we are free to use any ideas, concepts, know how, or techniques contained in any Content posted or transmitted to this Website for any  purpose whatsoever and without any compensation to the provider of the Content. You  hereby grant to us, our employees, agents, officers, directors, managers, members and/or  contractors, an irrevocable, non-exclusive, royalty-free perpetual license to use the Content  for any purpose whatsoever, commercial, or otherwise, in any and all manner and media  throughout the world. You hereby acknowledge and agree that: i) we shall have the right to  edit, alter or arrange the Content in any way we desire, in our sole discretion; and ii) we shall  not have any obligation to provide You with any credit as the creator or provider of such  Content or provide You with any kind of compensation or consideration for such use and  exploitation; and iii) You waive any "moral rights that you may have in any of the Content.  You acknowledge and agree that we will be acting in reliance upon the grant of rights  contained herein and may incur substantial expense in reliance upon the same should we  elect to use the Content in any way.

5. Limited Editorial Control: We may from time-to-time monitor or review any Content posted  or transmitted to our website to ensure compliance with this Policy. However, we are under  no obligation to do so. We reserve the right, in our sole discretion, to terminate your account,  remove any Content and/or remove your ability to upload any Content if we believe that You  have violated any of the terms or conditions contained in this policy. We are a provider of  "interactive computer services" under the Communications Decency Act, 47 U.S.C.  Section 230 ("CDA"). We intend to comply with the requirements of the CDA and shall  exercise any editorial control over any of the Content in a limited fashion to carry out the  terms of this policy and/or protect its interest or rights or those parties. Our liability for  defamation and other claims arising out of or in any way related to the Content shall be  limited as described in the CDA. We shall not have any legal obligation to assume any  editorial control over the Content.

External links Disclaimer

This Website may contain links to web sites not owned by us. Any external links are provided as a  matter of convenience to You. This means that we do not endorse the content contained on any  website linked to this Website or claim any affiliation or sponsorship with such websites. By clicking  on any external link, you understand you will be leaving this Website and will no longer be viewing  any of the Materials. We have no control over the content contained in these other websites and  have no obligation to review this content or information. If you decide to click on any of the links  contained on this Website, you agree that You are doing so do entirely at your own risk. You agree  that we are in no way responsible for the availability, reliability or performance of any websites  linked to this Website. Additionally, we shall not be held responsible or liable, directly, or indirectly,  for any claim in connection with your use of such websites including, but not limited to, any  computer viruses, data loss or any claims relating to any products or services sold on any other  websites.

WARRANTY DISCLAIMER

USE AND ACCESS OF THIS WEBSITE AND OF ANY OF THE MATERIALS IS AT YOUR SOLE RISK. THIS WEBSITE AND ALL MATERIALS ARE BEING PROVIDED "AS IS" AND "WITH ALL  FAULTS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, REGARDING YOUR USE OR THE PERFORMANCE OF THIS  WEBSITE OR RELATING TO YOUR USE OF ANY OF THE MATERIALS IN ANY MANNER  WHATSOEVER INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF  MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, OR NON INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITING THE

GENERALITY OF THE FOREGOING, WE MAKE NO WARRANTY REGARDING THE QUALITY,  USEFULNESS, PERFORMANCE OR RELIABILITY OF THIS WEBSITE OR OF ANY MATERIALS  OR THAT THIS WEBSITE OR ANY MATERIALS WILL MEET YOUR EXPECTATIONS OF USE OR  THAT THIS WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR FREE OR THAT ANY  DEFECTS WILL BE CORRECTED IN A TIMELY MANNER BY US. WE ARE UNDER NO  OBLIGATION TO UPDATE ANY OF THE MATERIALS OR OTHER INFORMATION CONTAINED  ON THIS WEBSITE. WE DO NOT WARRANT THAT THIS WEBSITE OR ANY OF THE MATERIALS ARE APPROPRIATE OR LEGAL IN YOUR JURISDICTION OR THAT THIS WEBSITE  OR ANY OF THE MATERIALS WILL BE FREE FROM VIRUSES, WORMS, TROJAN HORSES OR  ANY OTHER CODE, APPLICATION OR PROGRAM THAT MAY CONTAIN HARMFUL ELEMENTS.

LIMITATIONS ON LIABILITY

YOU AGREE THAT WE SHALL NOT BE LIABLE TO YOU UNDER ANY CIRCUMSTANCES FOR  ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL OR ANY OTHER  DAMAGES OF ANY KIND INCLUDING, BUT NOT LIMITED TO, LOST PROFITS OR REVENUES,  LOST DATA OR LOSS OF GOODWILL, OR FOR ANY OTHER DAMAGES WHATSOEVER  ARISING OUT OF OR RELATING TO THE USE OR INABILITY TO USE THIS WEBSITE IN ANY  MANNER WHATSOEVER INCLUDING YOUR USE OR RELIANCE ON ANY OF THE MATERIALS  CONTAINED ON THIS WEBSITE OR CONTAINED ON ANY OTHER WEBSITES YOU ACCESS  THROUGH THIS WEBSITE. WE SHALL NOT BE LIABLE TO YOU AS STATED HEREIN  REGARDLESS OF THE CASUE OF ANY DAMAGE YOU MAY INCUR, INCLUDING ANY  DAMAGES NOT FORSEEABLE BY US AND REGARDLESS OF THE NATURE OF ANY CLAIM,  WHETHER FOR BREACH OF CONTRACT, BY STATUTE, FOR ANY TORTS (INCLUDING,  WITHOUT LIMITATION, NEGLIGENCE AND STRICT LIABILITY) OR FOR ANY OTHER LEGAL  THEORY, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE SAME. YOU ACKNOWLEDGE  THAT YOU MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE UNKNOWN OR  ARE UNSUSPECTED. ACCORDINGLY, YOU AGREE TO WAIVE THE BENEFIT OF AND YOUR  RIGHTS UNDER ANY LAW THAT OTHERWISE MIGHT LIMIT YOUR WAIVER OF SUCH CLAIMS  INCLUDING, TO THE EXTENT APPLICABLE, CALIFORNIA CIVIL CODE $1542.

Exceptions to Disclaimers and Limitations

Some jurisdictions do not allow the waiver of certain warranties or the limitation of liability for certain  damages. Accordingly, some of the above warranty disclaimers and limitations of liability may not  apply to you. To the extent that we may not disclaim any implied warranty or limit its damages, the  scope and duration of any required warranties under law and the extent of our liability shall be as  limited as allowed under any applicable laws.

Indemnification by You

You agree to indemnify and hold us harmless, including our directors, officers, shareholders,  members, managers, employees, agents or attorneys, to the extent applicable, from any and all  claims, liabilities, legal proceedings, damages, losses, costs, expenses, or fees (including  reasonable attorney's fees) arising from or related to: i) Your use of and interaction with this  Website in any way whatsoever; or ii) any violation of the terms and conditions of this Agreement;  or iii) violation of any law; or iv) violation of the rights of any other party for which any suit or legal  proceeding is brought against us related to such violation. We reserve the right to assume the  exclusive defense and control of any matter otherwise subject to indemnification by you and, in  such case, you agree to cooperate with our defense of such claim and agree that we shall be  entitled to exercise sole discretion over the control and manner of such defense.

Earnings, Income and Results General Disclaimer

ALL CLAIMS, STATEMENTS, EXAMPLES OR REPRESENTATIONS DEPICTING INCOME OR  EARNINGS RESULTS ACHIEVED BY USING ANY PRODUCT SOLD ON THIS WEBSITE MAY

REPRESENT RESULTS WHICH ARE NOT TYPICAL AND, IN SOME CASES, EXTRAORDINARY.  YOU SHOULD NOT RELY UPON ANY SUCH REPRESENTATION OR CLAIM AND YOU  SHOULD NOT GENERALLY EXPECT TO ACHIEVE THE EARNINGS OR RESULTS CLAIMED  OR REPRESENTED ANYWHERE ON THIS WEBSITE.

You may not achieve any income or earnings result claimed or represented on this website.  There is never a guarantee that you will achieve the same or any levels of income or earnings  or any other results by using any product we sell. While we believe such earnings and results  are possible and they have occurred in some cases, obtaining any given level of income or  earnings is based upon a variety of factors, including your business experience, acumen and  skill, your level of effort and desire, or other circumstances that may or may not apply to your  use of the product or service. This is beyond the control of the Company and The Company  cannot predict these factors. Therefore, we make no express or implied guarantees or  warranties that any earnings or income claims or representations made or contained on this  website will be able to be achieved by you and the company is not responsible for your  success or failure in this regard.

You agree to accept the sole risk and responsibility that you will achieve any level of  earnings or income claimed on this website. You acknowledge and understand that any such  earnings, income or other results may or may not be able to be replicated by you.

Exports Policy

No products we sell or license through this Website may be purchased or licensed to You in violation  of any export or re-export restrictions and regulations under United States law including, but not  limited to, the Export Administration Act, Arms Export Control Act any other applicable United States  Export Controls laws. You acknowledge and agree that You may not export or re-export any  software or any products that may include any software that You have purchased, licensed or  downloaded from this Website to: (a) into any U.S. embargoed countries, including to a national or  resident of Cuba, Iran, Iraq, Libya, North Korea, or Syria; or (b) to anyone on the U.S. Treasury  Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of  Deny Orders or U.S. Department of Commerce Entity List of proliferation concern or contained on  the US State Department Debarred Parties List. You agree not to transfer, or authorize the transfer,  of any restricted products to a prohibited country or to a foreign national in violation of any United  States Export Controls. By purchasing, licensing or otherwise downloading any software,  technology or products containing any software or technology from this Website, you represent and warrant to us that You are not located in, under the control of, or are a national  or resident of any such foreign country and that You are not on any of the lists identified  above.

Endorsement Material Connections

We are required to disclose any "material connections" with any individuals who provide an  endorsement or positive review about any of our products or services that involve our payment of  any type of compensation or other consideration. Some or all endorsers who have made any  endorsements or testimonials appearing on this website have or will receive certain consideration by  the Company, including coupons, free merchandise, cash, or other gifts in exchange for their effort  and time of providing an endorsement. However, the Company does not intend to, nor has  attempted to induce any type of positive review from any endorser that is not reflective of his or her  true opinions and beliefs about the products or services being endorsed. The Company has only  provided such consideration in exchange for the endorsers time and effort. Additionally, we assume that anyone who provides a positive review about any of our products or services does so in good  faith and based upon his/her honest experiences and beliefs. We do not independently verify, nor do  we ask for proof of verification of any claims made by any of our endorsers.

Generally Expected Average Results

All claims, statements, examples, or representations depicting results achieved by using any  product OR SERVICE WE SELL on this website may represent results which are not typical  and, in some cases, extraordinary. You should not rely upon any such representation or claim, and you should not generally expect to achieve the RESULTS claimed anywhere on this  website. There is never a guarantee that you will achieve the same results. While we believe  such results are possible and they have occurred in some cases, obtaining the level of results  claimed in any endorsement or testimonial appearing on this website is based upon a variety of factors, including your acumen, skill, level of effort and desire, or other circumstances that  may or may not apply to your use of the product or our services. The Company cannot predict  these factors. Therefore, we make no express or implied guarantees or warranties that any  claims or representations made or contained on this Website will be achieved by you and we  are not responsible for your success or failure in this regard. You agree to accept the sole risk  and responsibility that you will achieve any of the results claimed in any endorsement or  testimonial appearing on this Website.

Earnings, Income and Results General Disclaimer

All claims, statements, examples, or representations depicting income or earnings results achieved  by using any product or service sold by us on this website may represent results which are not  typical and, in some cases, extraordinary. You should not rely upon any such representation or claim, and you should not generally expect to achieve the earnings claimed in any testimonial or  endorsement anywhere on this website. There is never a guarantee that you will achieve the same  or any level of income or earnings by using any product or service we sell on this Website. While we  believe such earnings are possible and they have occurred in some cases, obtaining any given level  of income or earnings is based upon a variety of factors, including your business experience,  acumen and skill, your level of effort and desire, or other circumstances that may or may not apply to  your use of our product or services. This is beyond our control, and we cannot predict these factors.  Therefore, we make no express or implied guarantees or warranties that any earnings or income  claims or representations made or contained on this Website will be able to be achieved by you and  the company is not responsible for your success or failure in this regard. You agree to accept the  sole risk and responsibility that you will achieve any level of earnings or income claimed in any  endorsement or testimonial appearing on this Website.

Privacy And Communications Policy Consent

By using this website, Ringvo.com, you consent to our use of any personal information provided by  You through your use of this Website pursuant to the terms contained in our Privacy and Communications Policy. You also acknowledge that You have read and understand these terms  before You submit any personal information on this Website for any reason.

RINGVO INC OPT IN

RINGVO INC provides a call tracking service which includes the ability for the user to use  text messages to communicate with their customers. We have a strict opt-in requirement  before any messaging, or calls can take place. Before any potential user can communicate  with RINGVO INC via our website, Ringvo.com, we require and verify an opt in request has  been received by us.

RINGVO INC will send you confirmation that we have received your request to opt in. RINGVO INC OPT OUT

You can cancel the SMS service at any time. Simply text "STOP" to 1-833-366-4545. Upon  sending "STOP," we will confirm your unsubscribe status via SMS. Following this  confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did  initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more

assistance, or reach out directly to support@ringvo.com or call 1-855-678-5100. Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you.

You will receive recurring msgs. For questions about your text plan or data plan, contact  your wireless provider.

For privacy-related inquiries, please refer to our privacy policy:

https://www.ringvo.com/privacy/.

Mobile Information Policy

No mobile information will be shared with third parties/affiliates for marketing/promotional  purposes. Information sharing to subcontractors in support services, such as customer  service, is permitted. All other use case categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties. 

Anti-Spam Policy

We intend to comply with the requirements of the CAN-SPAM Act (15 U.S.C. Sec. 7701 et. seq.)  always. We do not engage in sending any unsolicited SPAM or junk mail of any kind including sending  out any email communications in bulk or by a single mailing to anyone. However, if you have registered  to this Website or subscribed to receive any materials from us and provided your email or phone  number, you may receive promotional emails regarding upcoming product offers, sales, contests, etc.  We do not consider such communications to be unsolicited SPAM. You will always have an option to  opt out of receiving any such communications from us. Please see our Privacy and Communications  Policy for more information on how we use any information we collect from You.

No person who accesses or uses this Website, including any registered users, may use any  information collected from this Website to send any unsolicited email communications or email  communications otherwise in violation of the CAN-SPAM Act. Such activities are strictly prohibited and  a violation of these terms. We will immediately terminate the user account of any registered user (to  the extent applicable) who has violated this provision. If You would like to opt-out from receiving any  promotional emails from us, or if You would like to contact us for any other reason relating to this  policy, including making any complaints regarding any emails sent to you or our email policy in general,  please contact us at admin@ringvo.com. Please provide the reason why you are contacting us in the  body of your email and a brief subject line description.

You may opt-out at any time by replying to an email or text message that you may have received from RINGVO INC. Just Reply STOP to unsubscribe.

Miscellaneous:

1. Severability

If any provision of this Agreement is held by a court or other tribunal of competent jurisdiction, in  whole or in part, to be invalid, illegal, or unenforceable in any respect, for any reason, the validity,  legality and enforceability of the remainder of that provision, any other remaining provisions, and of  the entire Agreement shall not in any way be affected or impaired thereby, and shall be interpreted,  to the extent possible, to achieve the purposes as originally expressed with the provision found to be  invalid, illegal or unenforceable. Each provision hereof is intended to be severable, and the validity,  legality, or enforceability of any provision of this Agreement shall not affect the validity, legality, or  enforceability of the remainder of the Agreement.

1. Entire Agreement

Except for the Privacy and Communications Policy or the terms of any Other Agreement, these  terms supersede all prior and existing agreements, whether oral or in writing, between You and us  with respect to your use and access of this Website and constitutes the entire agreement between

the parties. This Agreement will be expressly incorporated by reference in every agreement between You and us regarding your use and access of this Website, including the terms of any  Other Agreement.

1. Arbitration

YOU AGREE TO GIVE UP YOUR RIGHTS TO BRING ANY CLAIMS RELATING TO THIS  AGREEMENT OTHER THAN TO PROTECT YOUR INTELLECTUAL PROPERTY AND/OR YOUR  USE OF THIS WEBSITE BEFORE A COURT OF LAW OR OTHER LEGAL TRIBUNAL AND TO  RESOLVE ALL DISPUTES OR CLAIMS EXCLUSVIVELY BY ARBITRATION. Except for actions to protect intellectual property rights and to enforce an arbitrator's decision hereunder, any and all  claims, disputes or controversies of whatever kind and nature, whether preexisting, present or future  between You and us, our agents, employees, principals, directors, officers, shareholders, members,  managers, successors and assigns, to the extent applicable, arising from or relating to this  Agreement, its interpretation or validity, shall be resolved exclusively by binding arbitration pursuant  to the then-current rules of the American Arbitration Association ("AAA") and shall be administered  by the AAA. Notwithstanding the foregoing, to the extent You have in any manner violated or  threatened to violate our intellectual property rights, we may seek injunctive or other appropriate  relief in state or federal court under the terms of this Agreement.

Any arbitration proceeding shall be brought and heard in Mecklenburg County, State of North  Carolina. The arbitrator shall be authorized to grant any relief available under law or in equity and  any award rendered shall be final and conclusive upon the parties, except that the arbitrator shall not  be authorized to award punitive damages to either You or us. Any judgment may be entered in any  court having jurisdiction and the arbitrator may award reasonable costs and fees, including  reasonable attorney's fees and all arbitration fees, to the prevailing party, notwithstanding the then  current rules of the AAA.

1. Venue and Choice of Law

All claims, demands, controversies or legal proceedings arising out of or related to this Agreement  and/or your use of this Website may only be brought exclusively in a state or federal court situated in Mecklenburg County, State of North Carolina, and You hereby expressly agree to submit to the  personal jurisdiction of such court and consent to extra-territorial service of process. Further, you  waive any right to challenge the selection and choice of jurisdiction and you acknowledge that the  right of selection of jurisdiction being waived by You is a valid part of the consideration of allowing  

access to and use of this Website by You. This Agreement shall be construed and enforced in accordance with the laws of the State of North Carolina, without regard to conflict of laws principles  and without regard to any applicable international laws, treaties, or regulations.

1. Waiver

The waiver by us of a breach of any provision of this Agreement by You shall not operate or be  construed as a waiver of any other or subsequent breach by You. Any non-enforcement of this  agreement by us shall not be considered a waiver of our rights to enforce the terms hereunder.

1. Termination of Website Services

We reserve the right at any time, in our absolute sole discretion, to modify or terminate, either  temporarily or permanently, this Website, any of the Materials or any services or functions offered by  or through this Website, with or without notice. You agree that we shall not be liable to You or to any  other party for any such modification or termination. These Website terms shall remain in full force  and effect notwithstanding any termination of your use of this website.

1. Headings/Construction

The section titles in these Terms are for convenience only and have no legal or contractual effect.  These Terms will be interpreted without application of any strict construction in favor of or against  You or us.

1. Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred, or assigned by  You, but may be assigned by us without restriction.